Section 138 NI Act (Cheque Bounce)—Complete Guide for Clients 

INTRODUCTION A bounced cheque can transform an ordinary payment issue into a serious criminal matter under the Section 138 NI Act. This blog simplifies what the Section 138 NI Act entails, outlining the sequence of legal steps a payee must take, common defenses, potential penalties, and practical advice for handling a dishonoured cheque, whether you are receiving or